Underinsurance continues to be a big issue, with a greater proportion of properties are now underinsured and the gap between property rebuild costs and the amount buildings are currently insured for in the UK is widening.

Since the Grenfell Tower tragedy in 2017, the suitability of existing fire safety legislation has been much debated and publicised. To improve the fire safety of buildings in England and Wales, the Fire Safety Bill was introduced by the Home Office and in April 2021 received Royal Accent, setting it on the path to becoming law.

The purpose of the new Fire Safety Act (FSA), which applies to virtually all premises and covers nearly every type of building structure and open space, is to simplify fire safety legislation and drive fire safety improvements for regulated premises where people live, stay or work. It will also help reduce the number of enforcing authorities that Companies have to deal with.

An update on the Business Interruption Test case issued by the Supreme Court on 15th January 2021.

With millions of employees continuing to work from home, cyber criminals are increasingly aware of ways to penetrate business’ cyber security. Read through our blog to find out some steps you can take to protect yourself and your business from an ever increasing risk, and what insurance may be in place to help you should your business be subject to an attack.

Underinsurance is a real issue for high net worth clients. With a lot of money on the line, we look at why it’s become a problem and how to avoid underinsuring your valuables.

Pubs, restaurants, hotels, salons, museums, cinemas, gyms, places of worship and all but essential retailers have all been forced to close their doors. Other businesses too have heeded the Government’s plea to work from home where possible and have moved their staff to home working. As a result, a large number of commercial premises have been rapidly mothballed because of the Covid-19 threat. We provide some guidance on how to manage and mitigate against any risk to your building or contents.